There are less than six weeks until Americans go to the polls to pick a new President, along with all the other candidates on the ballot. Until election day, I will devote my blog to explaining the reasons why you need to vote in this election. Before we can have that discussion, we need to ensure that you are registered to
vote. Here is the information on how to do that in Arizona. You can register online but you must do so by October 5, 2020. If you are not registered to vote, do it now. Right now. Don't wait one more minute.
Your Healthcare Is On The Ballot In November
If you think that it does not affect you who is in the Whitehouse, you are wrong. Regardless of how you get your health insurance, Donald Trump plans to either take it away completely or make it more expensive. His administration is arguing in the U.S. Supreme Court right now that the Affordable Care Act (ACA) must be struck down. That is to say, the law must be taken off the books as if it never existed. Now that Trump is about to add a 6th member of the Supreme Court with a deeply ideological bent, it is very likely that Trump will get his way.
Trump Will Make Health Insurance Worse For Every American
If Trump succeeds in killing the ACA, it will make your life very much worse. This is not an exaggeration. An article in the New York Times sets out in detail how President Trump is scheming to make health insurance worse for every single American.
No matter if you get your health insurance through work, you are on Medicare or AHCCCS, or you buy a policy on the healthcare exchange, your health insurance is at risk. On Medicare? You will pay substantially more. On AHCCCS? You will likely lose your coverage completely. Are your children still on your health insurance plan? Not any longer if Donald Trump gets his way.
Lifetime Caps? Pre-Existing Conditions Exclusions?
Even if you can keep your health insurance, you will have substantial problems. First, the ban on covering pre-existing conditions will return. If you think that does
not apply to you, it does. Here's how it works: An insurance company sells you a policy. You get sick. The health insurance company scans your entire medical history, looking for something you did not mention in your application. Forgot about that time you sprained your ankle playing softball 30 years ago and needed physical therapy for a couple of weeks? Your insurance company can void your entire policy. Not just for anything to do with your ankle, but the entire policy. Now they are not going to pay for the cancer treatments that will keep you alive. Second, even if your insurance company does pay for your treatment, they can cut off your coverage once you hit a life-time maximum. Once again, your insurance company can just stop paying for your medical care without regard to your health. They could cut you off just before a scheduled surgery, for example.
There Is No Replacement Plan
Donald Trump has no plan at all for replacing the ACA when it is gone. He has said for years now that his replacement plan is finished and will be revealed in two weeks. This is a lie. Trump has no replacement for the ACA. What takes the place of the ACA? Chaos, that's what.
It's Just This Simple: You Must Vote
Let me say this plainly: if you are concerned about keeping your health insurance, you must vote in November. If you stay home and later discover you cannot see a doctor or get the medicine you need, even if it is required to keep you alive, it's going to be too late.