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Tucson Social Security Disability Blog

If You Turn 62 While Receiving SSI, Ask About Switching To Retirement Benefits

Posted by John Kuhnlein | May 02, 2019 | 0 Comments

For those persons who are getting Supplemental Security Income (SSI), turning 62 is an important event. This is because Social Security is supposed to stop SSI and switch such beneficiaries over to retirement benefits. 

Retirement Benefits Must Be Taken When Available

The thinking here is straightforward: Social Security reduces SSI benefits by almost any other income the beneficiary has. At age 62, a person can put in for Social Security retirement. Social Security transfers people into

62? Already?

retirement at 62 so as to get them off of SSI. It might seem like an odd thing to do, but SSI is a general obligation of the US Treasury but retirement is paid from Social Security's trust fund. 

Social Security Does Not Always Make The Switchover


Here is why you want to check to ensure that Social Security has taken you off of SSI and put you onto retirement at age 62: many times they simply don't do it. An audit showed that up to one-quarter of SSI beneficiaries were not switched over to retirement. Per this audit, Social Security underpaid the would-be retirees by as much as five million dollars, cumulatively.

A Couple of Exceptions

The Devil's In Here

There are a few caveats here. First, the transition to retirement can only happen if the SSI beneficiary qualifies for retirement benefits. Many do not. Second, to avoid paying the early-retirement penalty at age 62, a person would need to go off of SSI before that age and then apply for retirement anywhere up to age 70.

Contact Social Security When You Reach 62

If you are getting SSI and approaching age 62, contact Social Security to see what your options are. There are millions of dollars being left on the table every year. Some of that could belong to you. 

About the Author

John Kuhnlein

Since 1992, I have been helping the people of Southern Arizona get the benefits they are due. Before devoting all my efforts to assisting people with Social Security disability claims, I also handled such complex lawsuits as medical malpractice and products liability. I brought to my Social Security cases all the skills and attention to detail that I developed in the courtroom. I approach each Social Security disability case as if it were a million-dollar lawsuit. For the people trying to get Social Security benefits, their claim is every bit as important. Because I have personally handled so many Social Security cases, I have refined the skills I need to win your case for you. I have helped people win cases for every kind of ailment from arthritis to valley fever. At present, I am focused on helping those persons with neurological and orthopedic disorders. Because claims for people over age fifty bring additional complications, I particularly seek out those cases to work on. I regularly write about back and spine conditions on my blog. I actively seek out the latest information about orthopedic and neurological disorders to ensure I can represent my clients as effectively as possible. Because of my current focus, I regret that I am not able to take any cases for mental disorders. If you are over age fifty and suffer from any orthopedic or neurological disorder, please contact me at once.


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John Kuhnlein has been assisting people with Social Security disability claims for the past 20 years.

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