Tucson Social Security Disability Blog

Should I Wait To Apply For Social Security Disability?

Posted by John Kuhnlein | Jul 11, 2019 | 0 Comments

I just concluded a very tough case. My client suffers from MS and is getting worse. She is plainly disabled. Yet, she lost her case. Why? Because she waited too long to apply for benefits.

The Clock Is Ticking

Once you stop working, the clock begins to run on your eligibility for disability benefits. Your date last insured (DLI) become a factor in whether you can

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It Tolls For Thee

get benefits even if you are disabled.  A DLI is simply the date by which you must show you were disabled.  If you became disabled after that date, you are out of luck. (Note that this does not apply for SSI benefits, only SSDI benefits. There is no DLI for SSI) Social Security's method of calculating DLI is a bit complicated. The date is different for everyone. A rule of thumb, however, is that you likely have about five years after you stop working to avoid your DLI.

He Who Hesitates. . .

I understand why some people wait to apply for disability benefits. It makes sense to take time to see if you can get back to work. But, don't delay too long or you could find yourself in the position of this unfortunate client of mine. She is disabled but likely will never get a dime in disability benefits.

File Now And Drop Later If You Get Better

When in doubt, file for disability benefits. If you do get better and return to work, you can simply drop your claim. 

If you have questions about this or anything else, please let me know.

About the Author

John Kuhnlein

Since 1992, I have been helping the people of Southern Arizona get the benefits they are due. Before devoting all my efforts to assisting people with Social Security disability claims, I also handled such complex lawsuits as medical malpractice and products liability. I brought to my Social Security cases all the skills and attention to detail that I developed in the courtroom. I approach each Social Security disability case as if it were a million-dollar lawsuit. For the people trying to get Social Security benefits, their claim is every bit as important. Because I have personally handled so many Social Security cases, I have refined the skills I need to win your case for you. I have helped people win cases for every kind of ailment from arthritis to valley fever. At present, I am focused on helping those persons with neurological and orthopedic disorders. Because claims for people over age fifty bring additional complications, I particularly seek out those cases to work on. I regularly write about back and spine conditions on my blog. I actively seek out the latest information about orthopedic and neurological disorders to ensure I can represent my clients as effectively as possible. Because of my current focus, I regret that I am not able to take any cases for mental disorders. If you are over age fifty and suffer from any orthopedic or neurological disorder, please contact me at once.

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John Kuhnlein has been assisting people with Social Security disability claims for the past 20 years.

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Feel free to call with any questions or concerns you have about Social Security disability. I never charge for a consultation. In fact, there is no charge at all until we win your case. Unlike most lawyers, I never charge extra for things like telephone calls or making copies.